Police Credit Union savings accounts offer simple saving through payroll deduction or direct debit quick & free access life cover at no extra cost*

We offer 3 types of savings accounts

‘Rewarder’

Easy access savings

The Rewarder savings account is the key to every other Police CU account for two reasons. It‘s the automatic way to gain PCU membership; and it‘s an account you need to have and be saving in before you can take out any PCU loan or open a Cash ISA.

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‘Youngster’

Flexible savings for under 18s

The Youngster account gives your children or grandchildren a good start financially, although under credit union regulation, they must be living in the same household as the main member.

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‘Cash ISA’

Tax free savings

The PCU Cash ISA (Individual Savings Account) offers members the opportunity to save up to £15,240 per tax year without any liability to tax even outside the Personal Tax Allowance.

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The benefits of saving with Police Credit Union

Just compare our record on dividend with the rates generally available on the high street for easy access accounts with balances of £10 plus and remember, with PCU, you get…

Easy access with no notice or penalty
Simple saving through payroll deduction or direct debit
Life cover at no extra cost up to age 65
(conditions apply)
Minimum balance only £10

Maximum shareholding with PCU that attracts dividend/ISA return - £100,000
Dividend paid annually gross
Enables you to apply for a loan
If aged 18 or over

Download our Comparer leaflet

Under the Distance Marketing Directive, you have the right to cancel your savings account within 14 days of opening without financial or other penalty.

The Police Credit Union is a member of the Financial Services Compensation Scheme. The Scheme guarantees to pay 100% of a maximum £85,000 should the Credit Union fail.

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