How much is your new arrival going to cost you?


Having a baby can be a very exciting thing. However, like many new adventures you will have in your life, there is an associated cost. There is a range of research on what having a baby will cost you, but the general consensus is that it will cost between £1,000 and £9,000 for the first year. Let’s explore this further.

What will you need?

In the first year of having your new arrival, there are a number of things you will have to buy. They include:


Perhaps the first thing that comes to mind. These will cost you around £20 for the first month.


You may be fortunate enough to have some clothes and other items gifted from friends and family. When it comes to cost, it depends on where you shop and what you buy. Just remember, babies grow fast so any clothes you buy will need replacing quickly. This can cost you anything from around £50 to into the hundreds.


Whether you are breastfeeding or bottle feeding will determine what you buy and how much you spend. The cost will generally be around £50.


A cot is an important purchase as you baby will spend a lot of time here. Comfort and durability are key. This can cost around £90 to into the hundreds.


Important for when you take baby out with you. The cheapest available are around £100 but can reach £1,000 if you buy a pram with additional functions, such as a pram which can convert to a car seat.

Baby Monitors

For when you are taking some much needed downtime, but still want to keep an eye out. Monitors range from around £30 – £70.

Carry Bag

Having a bag to bring nappies, food and any other essentials out with you is a good way of staying organised on the move. These can be bought for around £20.

There are a number of other things to consider buying when you have a baby on the way. This is a just a short list of essentials to consider. As always when making spending decisions, consider what you will need, your budget and how you will fund it.

  • The information provided in this article is for guidance and educational purposes only. Police Credit Union Ltd. does not offer regulated financial advice. Please seek independent financial advice.

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