Credit Builder

Take the first step to help rebuild your credit profile.

The Credit Builder loan is designed to help those members who may may struggle to borrow elsewhere due to adverse credit.

This product is ideal for anyone that may want to take the first steps toward rebuilding a poor credit profile with loans of between £500-£3,000.

Key benefits:

Repayments made via payroll deduction (where available)
Decisions are always based on your personal circumstances
We aim to give you a decision on the same working day as your application
No charges or penalties for early full or part settlement
Life Cover on savings and loans at no extra cost

Borrow	£500 – £3,000
Term	12 – 36 months

Wonder how much you can afford?

Try our simple Budget Planner

Budget Planner

Loans subject to standard credit checks and proof of identity. Loans are offered subject to status and conditions to members aged 18 or over. Written quotations for loans available on request. Loans can only be considered for members who have a savings account with Police Credit Union. Under the Distance Marketing Directive, you have the right to cancel your loan within 14 days of completion, by repaying all funds borrowed plus any interest that has accrued.

Improving the financial resilience for those who serve & protect

Police Credit Union Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & the Prudential Regulation Authority (Registered No 213306)

Police Credit Union Ltd. is a member of the Financial Services Compensation Scheme. This means a members savings are covered by the FSCS Depositor guarantee scheme up to the value of £85,000. Under the Distance Marketing Directive, you have the right to cancel your savings account within 14 days of opening without financial or other penalty.

Take the first step to help rebuild your credit profile.

Credit Builder

Wonder how much you can afford?

Improving the financial resilience for those who serve & protect