Credit Builder
We know that access to affordable credit can be challenging for people that may have a poor credit profile. Our Credit Builder loan is ideal if you want to take control of your debt and improve your credit score.
This is a referral product available to new or existing members who may not qualify for our standard personal loan product or where the option of payroll deduction is not currently available with your employer.
This product is not available to apply for direct from our website.
To learn more about our Personal Loan please visit: https://policecu.co.uk/loans/
Key benefits:
- Borrow between £1,000-£3,000.
- Repayable between 12-36 months
- Quick turnaround with no set up fees or hidden costs
- No charges or penalties for early full or part settlement
- Life Cover at no extra cost
- Decisions based on your personal circumstances and your ability to repay
- You must be employed for a minimum of 6 months to qualify
- Fixed rate of 26.8% APR
To learn more about how your employer can become a payroll partner download our: Payroll Partner Guide
Here to help you save, there when you need to borrow.
| Borrow | £1,000 – £3,000 |
| Term | 12 – 36 months |
| APR | 26.8% |