• Facebook
  • Twitter
  • Instagram
  • LinkedIn
  • Police CU
  • Prison CU
  • Military CU
  • Fire CU
  • Health CU
General Enquiries 0121 700 1220
Police CU
  • Savings
    • Regular Savings
    • Flexi-saver
    • Prize Saver
    • Junior
    • Cash ISA
    • Lifetime ISA
    • Free Life Cover
  • Loans
    • Personal Loan
    • Debt Consolidation
    • Credit Builder
    • Emergency
    • Budget Planner
    • Loan Calculator
    • Free Life Cover
  • Reviews
  • About
    • About us
    • Mission Statement
    • FAQ
    • Annual Accounts (PDF)
    • Payroll Partner Guide
    • Social Impact Report 2020
    • Financial Resilience Report 2020
  • News
  • Contact
    • Feedback
  • Join / Log in
  • Menu Menu

Proud to serve over 33,000 members

Owned by and run for our members.

Passionate about improving the financial resilience of those who serve and protect.

What is a Credit Union?

A Credit Union is a ‘not for profit’ financial institution owned and controlled by its members. They have a ‘field of membership’ which is based on either where you live or work – this determines who can become a member.

About Police CU

Police CU is part of the Serve and Protect family and was set up by the police, for the whole of the police family – serving and retired police officers/police staff and members of their households.

The free employee benefit aims to improve the financial resilience of our members, helping them to save straight from their pay. We are also there to help if our members ever need a loan – providing an ethical alternative to other financial providers.

We now also serve the wider protective services. With over 33,000 members across the Police, Prison, Military, Fire and Health services, we operate from regional branches covering the protective services in England and Wales.

For more information on Police Credit Union, please contact us.

Police Credit Union operates under the terms of the Co-operatives and Community Benefit Act Societies 2014 and the Credit Union Act 1979. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and The Prudential Regulation Authority, the same bodies that cover banks and building societies.

A Wealth of Benefits

The aims of a credit union are to:

  • Promote the financial wellbeing of members by helping them to build up their savings
  • Create sources of credit for the benefit of the members of the union at a fair and reasonable rate of interest
  • Manage members’ savings and invest them wisely for their benefit
  • Offer members guidance on the wise use of money and managing of their financial affairs

We offer simple, secure financial services to meet the needs of those who serve and protect. Our easy access regular savings accounts pay a return in the form of an annual dividend. Savings are made directly from pay where available and by Direct Debit in others.

Police Credit Union offers life cover too, at no extra cost.

Rulebook

Please click here for a copy of our full Rulebook.

Employers with payroll deduction

Avon & Somerset Constabulary / Bedfordshire Police / British Transport Police / Cambridgeshire Constabulary / City of London Police / Cleveland Police / Devon & Cornwall Police / Dorset Police / Essex Police / Gloucestershire Constabulary / Hampshire Police / Hertfordshire Constabulary / Kent Police / Merseyside Police / Metropolitan Police Service / Ministry of Defence Police / National Crime Agency / Northamptonshire Police / Northumbria Police / Staffordshire Police / Suffolk Constabulary / Surrey Police / Sussex Police / Thames Valley Police / Warwickshire Police / West Mercia Police / West Midlands Police / West Yorkshire Police / HM Prison and Probation Service / Scottish Prison Service / Ministry of Defence

The facts. It figures.

Credit Unions aim to pay a return on savings in the form of an annual dividend. Members save in order to allow fellow members to borrow, in return for a fair rate of interest charged.

By law, a credit union cannot currently charge more than an APR of 42.6%, but again the rate we charge is generally far less than this.

Loans are subject to status, conditions and credit checks to members aged 18 or over. Written details are available upon request.

There are over 50,000 credit unions around the world, enabling over 196 million members to access affordable financial services. For more information about the credit union movement, please visit the website of the Association of British Credit Unions Limited (ABCUL).

  • Customer Care
  • FAQ
  • Feedback
  • Lottery
  • Mission Statement
  • Privacy Notice
  • Terms & Conditions
  • Website Cookies

Latest News

  • Different car finance options availableSeptember 14, 2020 - 11:50 am
  • Serve and Protect Credit Union Celebrates Commitment to Real Living WageAugust 8, 2020 - 6:54 pm
  • Serve and Protect Credit Union welcomes the Fire and Health ServiceAugust 3, 2020 - 5:10 pm

Follow us on Facebook

Improving the financial resilience for those who serve & protect

Police CU is part of the Serve and Protect family. Police Credit Union Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & the Prudential Regulation Authority (Registered No 213306)

Police Credit Union Ltd. is a member of the Financial Services Compensation Scheme. This means a members savings are covered by the FSCS Depositor guarantee scheme up to the value of £85,000. Under the Distance Marketing Directive, you have the right to cancel your savings account within 14 days of opening without financial or other penalty.

© All content Copyright Police Credit Union – website by mediadog

Privacy Policy | Website Cookie Policy

Scroll to top

This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies.

Learn moreOK

Cookie and Privacy Settings



How we use cookies

We may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.

Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.

Essential Website Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features.

Because these cookies are strictly necessary to deliver the website, refuseing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.

We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.

We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.

Google Analytics Cookies

These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website and application for you in order to enhance your experience.

If you do not want that we track your visit to our site you can disable tracking in your browser here:

Other external services

We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.

Google Webfont Settings:

Google Map Settings:

Google reCaptcha Settings:

Vimeo and Youtube video embeds:

Other cookies

The following cookies are also needed - You can choose if you want to allow them:

Privacy Policy

You can read about our cookies and privacy settings in detail on our Privacy Policy Page.

Privacy Notice
Accept settingsHide notification only